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I'm considering an interest-only home loan. What do I need to know?

Written by Adrian Lee, Associate Professor in Property and Real Estate, Deakin University

Chuttersnap/Unsplash, CC BY

An interest-only home loan, as the name suggests, is where you only pay the interest on a loan and not the principal (the original amount you borrowed).

While authorities such as the Reserve Bank often see them as risky, interest-only loans can be helpful in some circumstances.

If you’re considering an interest-only...

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I'm considering an interest-only home loan. What do I need to know?

I’m close to retirement age. What are my options for drawing on my super savings?

Banning card surcharges will make paying simpler – but not necessarily cheaper

Best AI Answering Services for Small Businesses in 2026 (Compared)

Why a second global shipping chokepoint could soon live up to its name as the ‘Gate of Tears’

The Fair Work Commission has abolished junior rates of pay for most over 18s. It’s a positive step

KiwiSaver payments have to rise – but earners shouldn’t be penalised if they can’t afford it

Traditions of Rural Bali at Villa Sabana

Essential Reasons to Opt for a Professional Valuation Before Selling Your Commercial Property

Why businesses want the ear of government and are willing to pay for it

10 notable trends from the new HILDA survey

Discover The Healing Power of Crystal Candles

Work-life Balance Key to Solving Construction Talent Shortage

How to Apply for More Jobs in Less Time Using AI Automation

Why Middle Australia Is Quietly Driving the Shift Away From Car Ownership

Launchd Acquires WeAreTENZING as ANZ Creator Economy Spend Nears $1 Billion

Time to punch above our weight and stop shadowboxing on AI

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