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Mortgage rates are falling but borrowers are still feeling the squeeze – a finance expert explains how to cut your repayments

  • Written by Alper Kara, Professor of Banking and Finance, Brunel University London
Mortgage rates are falling but borrowers are still feeling the squeeze – a finance expert explains how to cut your repaymentsCast Of Thousands/Shutterstock

Around 5 million households have seen their mortgage interest rate change since the Bank of England base rate started to rise in late 2021. Over the course of the 2023 alone, the base rate increased from 3.5% to 5.25%, surpassing economists’ expectations and pushing mortgage rates to the highest levels since...

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