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another bleak year for mortgages amid so much economic uncertainty

  • Written by: Alper Kara, Head of Department - Economics and Finance & Professor of Banking and Finance, Brunel University of London
another bleak year for mortgages amid so much economic uncertaintyrichardjohnson/Shutterstock

Throughout 2024, many home owners and prospective first-time buyers would have kept a close eye on the Bank of England’s base interest rate. Eventually, the first cut arrived in August (from 5.25% to 5%), followed by another drop to 4.75% in November.

Those changes were in line with market expectations. But they...

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