how buy now, pay later apps influence young people's spending
- Written by Steven Threadgold, Associate Professor, Sociology, University of Newcastle

Young people are often blamed for making irresponsible choices with money.
But the real issue is not whether they eat too many expensive cafe breakfasts. Young Australians today face an uncertain job market, rising university fees and astronomical house prices. Unfortunately, debt is also an inevitable part of their lives.
This...