ACN Business

No credit history? No problem − new research suggests shopping data works as a proxy for creditworthiness

Written by Joonhyuk Yang, Assistant Professor of Marketing, Mendoza College of Business, University of Notre Dame

No credit history? That need not be a problem for first-time borrowing.AP Photo/Mark Humphrey

If you didn’t know much about someone, would you lend them a whole lot of money? Probably not – and banks are the same way. That’s why people with no credit history often have trouble getting loans. Banks and credit bureaus look at...

The Missing Link credited by Microsoft for discovery of high-severity Power BI vulnerability (CVE-2026-21229)
The Missing Link today announced that Microsoft has credited the company’s Application Security Manager, Jack Misiura, for …
Retail Property Australia confirms inaugural President and Vice Presidents
Retail Property Australia has confirmed its inaugural leadership, appointing Kylie O’Connor, CEO Investment Management at S…
AI threatens to eat business software – and it could change the way we work
Roberto Carlos Blanc Angulo/PexelsIn recent weeks, a range of large “software-as-a-service” companies, including …
As world trade shifts to invitation-only clubs, Australia is facing tough choices
A profound shift is underway in global trade. Governments are moving beyond traditional free trade agreements open to all cou…
If you live in public housing, what rights do you have to stay in your home?
Around 544,000 people live in public housing in Australia. And there’s huge demand for more: 169,000 households are wai…
Why Australia’s trade deal with Europe hinges on a forgotten promise - and a handshake
Pixabay, Canva, The Conversation, CC BY-NCAustralian Trade Minister Don Farrell is in Brussels this week, trying to close a t…

Traditions of Rural Bali at Villa Sabana
A Privileged Insight into the Traditions of Rural Bali at Villa Sabana Situated in the traditional village of Pererenan near Canggu, Villa Sabana is peacefully secluded in a semi-rural setting where…

Essential Reasons to Opt for a Professional Valuation Before Selling Your Commercial Property
In the dynamic world of real estate, commercial properties hold a pivotal position. They represent not only a significant financial asset but also a crucial business investment. When contemplating the…

Gold IRA: Should You Get It & How To Get It?
People have always been working hard towards saving money in order to spend their retirement years pleasantly and without having to worry about not having enough finances to support themselves…
How to get both JobKeeper and JobSeeker
At A$1,500 a fortnight, JobKeeper has been nothing but a help to the people on it.The rules required those who had previously been paid more than JobKeeper to stay on…
Design the Ideal Office Space for Your New Staff
If you're opening a new business, you must design an office. You'll want the perfect blend of comfort and functionality. Here are some guidelines for creating the ideal office space. 1…

2025 Thryv Business and Consumer Report - Australian small businesses show grit under pressure

Australia’s small businesses are powering ahead with optimism, resilience and discipline, however, mounting pressures on costs, wellbeing and cons...

Security by Default: Why 2026 Will Force Organisations to Rethink Cloud and AI

financial accountability to how they run cloud and AI, according to leading Australian systems integrator, Brennan. Based on customer insights...

UNSW launches plan to help Aussie startups scale overseas

UNSW Launches Global Innovation Foundry to Scale 100 Australian Startups Internationally New initiative provides startups and spinouts with direc...

Payroll Under Pressure: Why Mid-Sized SMEs Struggle to Keep Pay Accurate

A year after wage theft reforms came into effect, Australian businesses have increased their focus on payroll compliance, but confidence in pay accu...

Refunds to Revenue: AI and loyalty perks help retailers in post-holiday hangover

Australian retailers are turning to artificial intelligence to simplify and automate returns and exchanges, while strengthening loyalty programs a...

Stop reading from the script: Why authenticity is the customer success secret weapon

I’ve been in customer service for years now. As my team has grown, the number one piece of advice I give is to be your...

No credit history? No problem − new research suggests shopping data works as a proxy for creditworthiness

The Missing Link credited by Microsoft for discovery of high-severity Power BI vulnerability (CVE-2026-21229)

Retail Property Australia confirms inaugural President and Vice Presidents

AI threatens to eat business software – and it could change the way we work

As world trade shifts to invitation-only clubs, Australia is facing tough choices

If you live in public housing, what rights do you have to stay in your home?

Why Australia’s trade deal with Europe hinges on a forgotten promise - and a handshake

Traditions of Rural Bali at Villa Sabana

Essential Reasons to Opt for a Professional Valuation Before Selling Your Commercial Property

Gold IRA: Should You Get It & How To Get It?

How to get both JobKeeper and JobSeeker

Design the Ideal Office Space for Your New Staff

2025 Thryv Business and Consumer Report - Australian small businesses show grit under pressure

Security by Default: Why 2026 Will Force Organisations to Rethink Cloud and AI

UNSW launches plan to help Aussie startups scale overseas

Payroll Under Pressure: Why Mid-Sized SMEs Struggle to Keep Pay Accurate

Refunds to Revenue: AI and loyalty perks help retailers in post-holiday hangover

Stop reading from the script: Why authenticity is the customer success secret weapon

How Contiki is Redefining Travel for Young Adventurers

Navigating the Cosmetic Advertising Crackdown Before September Guidelines Hit

Defining Actionable AI for Australian IT Efficiency and Security