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If it looks like debt, let's treat it like debt – 'buy now, pay later' schemes need firmer regulation in NZ

  • Written by Aaron Gilbert, Professor of Finance, Auckland University of Technology

There are few stores without an Afterpay logo displayed on the door, or that don’t offer Laybuy at their online checkout. And these schemes are particularly popular with younger consumers.

But what price might these buyers be paying for the conveniences of buy now, pay later? Our new research investigated how young New Zealand adults use...

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