Here’s what new debt-to-income home loan caps mean for banks and borrowers
- Written by Adrian Lee, Associate Professor in Property and Real Estate, Deakin University

For the first time ever, the Australian banking regulator has announced it will impose new debt-to-income limits on housing loans made by banks.
Such limits are a common tool used by regulators in other nations – including the United Kingdom, Ireland, New Zealand and Canada – to cool housing market lending. The aim is to prevent...







