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KiwiSaver at a crossroads: budget another missed opportunity to fix NZ’s underperforming retirement scheme

  • Written by Aaron Gilbert, Professor of Finance, Auckland University of Technology
KiwiSaver at a crossroads: budget another missed opportunity to fix NZ’s underperforming retirement schemeLynn Grieveson/Getty Images

When KiwiSaver was introduced in 2007 it was built on a stark reality: New Zealand Super alone will not be enough for most people to retire with dignity.

As the population ages and the cost of superannuation continues to climb, the gap between what the state provides and what retirees actually need is only going to grow....

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